:root{--ink:#122b31;--muted:#5e7074;--paper:#fbfcf8;--card:#fff;--sage:#e4eee4;--teal:#176b68;--gold:#e0b558;--line:#dfe7e1}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}a{color:var(--teal)}
.wrap{width:min(1120px,92%);margin:auto}.top{background:#102f33;color:#fff;text-align:center;padding:.5rem;font-size:.88rem}header{background:#fbfcf8f5;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:3}.nav{display:flex;justify-content:space-between;align-items:center;min-height:72px;gap:20px}.brand{font-size:1.4rem;font-weight:900;letter-spacing:-.04em;color:var(--ink);text-decoration:none}.brand span{color:var(--teal)}nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.93rem}
.btn{display:inline-block;padding:.8rem 1.05rem;border-radius:10px;background:var(--teal);color:#fff!important;text-decoration:none;font-weight:850}.btn.alt{background:transparent;color:var(--teal)!important;border:1px solid var(--teal)}
.hero{padding:70px 0 55px;background:linear-gradient(135deg,#eaf3e9,#fbfcf8 62%)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.kicker{text-transform:uppercase;letter-spacing:.13em;font-size:.77rem;font-weight:900;color:var(--teal)}h1{font-size:clamp(2.5rem,6vw,4.8rem);line-height:1.03;letter-spacing:-.055em;margin:.45rem 0 1.1rem}h2{font-size:clamp(1.65rem,3vw,2.45rem);line-height:1.18;letter-spacing:-.035em;margin-top:2.5rem}h3{line-height:1.25}.lead{font-size:1.16rem;color:#41565b;max-width:740px}
.visual{height:350px;border-radius:30px;background:radial-gradient(circle at 36% 38%,#dceadf 0 13%,transparent 14%),radial-gradient(circle at 67% 38%,#dceadf 0 15%,transparent 16%),radial-gradient(circle at 49% 62%,#b7d6c8 0 24%,transparent 25%),linear-gradient(145deg,#143d40,#26716c);box-shadow:0 22px 60px #173c3a28;position:relative}.visual:after{content:"Research • Review • Reason";position:absolute;left:28px;bottom:26px;color:#fff;font-weight:900}
section{padding:55px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 26px #173b3510}.card h3{margin-top:.3rem}.tag{display:inline-block;padding:.25rem .6rem;border-radius:99px;background:var(--sage);font-size:.78rem;font-weight:850}
.article{width:min(820px,92%);margin:45px auto}.article h1{font-size:clamp(2.35rem,5vw,4rem)}.crumb{font-size:.9rem;color:var(--muted)}.disclosure,.note{padding:15px 17px;border-radius:10px;margin:22px 0}.disclosure{background:#edf5f1;border:1px solid #d4e5dc}.note{background:#fff7e5;border-left:4px solid var(--gold)}
table{width:100%;border-collapse:collapse;background:#fff;margin:22px 0}th,td{padding:12px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}th{background:#eef4ef}.cta{background:#12383a;color:#fff;padding:28px;border-radius:20px;margin:32px 0}.cta h2{margin-top:0}.cta p{color:#dcebea}.cta .btn{background:#f0c568;color:#173235!important}
footer{background:#102f33;color:#dce7e5;padding:42px 0;margin-top:60px}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}footer a{color:#fff}.list a{display:block;margin:.45rem 0}.small{font-size:.88rem;color:var(--muted)}
@media(max-width:800px){.hero-grid,.grid,.foot{grid-template-columns:1fr}.visual{height:250px}nav a:not(.btn){display:none}.hero{padding-top:45px}}